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  • Brandpoint (BPT)
  • Updated

(BPT) - Senior year: It’s a time to finish college applications, solidify friendships and look forward to the freedom and the responsibility that come once that final bell rings. A lot of feelings surface during that final year, especially for parents. While your son or daughter might be ove…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Most Americans over the age of 65 will require long-term care at some point in their lives, with today’s average senior likely to incur $138,000 in future long-term care costs, according to the U.S. Department of Health & Human Services. This is different from medical care and in…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Each year, Medicare Open Enrollment begins on October 15 and ends on December 7. It's an important opportunity for eligible individuals to select a Medicare plan that best meets their current and potential health needs, and also offers crucial protection for unexpected costs.

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(StatePoint) Young people may not give much thought to the cost of an unexpected crisis, particularly when it comes to serious accidents or illnesses. Should an emergency occur, you don’t want to be caught off guard and have to cut back on other essentials or miss out on those special experi…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Whether you’re just starting your working life, looking for a new job or considering an entirely different career, useful connections and helpful tools are at your fingertips.

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  • Brandpoint (BPT)

(BPT) - For many people, social media has become a part of our daily lives. We follow friends on Facebook, share our opinions on Twitter and highlight our latest creative projects on Instagram or Pinterest. According to Statista, 78 percent of all Americans have a social media profile, and t…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Although you’ll almost certainly want to have your insurance company cover the cost of a car accident involving multiple cars and serious damage, with plenty of other crashes, you may want to simply cover the cost yourself. Here are some conditions and situations when that option can…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Just as innovation is changing how people order food, shop and make travel arrangements, financial services companies have found a way technology can make investing more convenient and affordable.

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Many people may shy away from the subject of math, but it is important to understand math as it plays an instrumental role in making good financial decisions. A new University of Phoenix® survey found that 28 percent of respondents reported they were not confident that their current …

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Amid all the busyness and excitement of the school year—classes, friends, sports and other activities—there’s something very important young men should not forget: Within 30 days of their 18th birthday, they must register with the Selective Service.

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  • Brandpoint (BPT)

(BPT) - We’ve all been told, that owning a home is part of the American dream. It’s the biggest and most rewarding investment many people will make in their lives. Instead of paying rent every month and having nothing to show for it, paying a monthly mortgage builds equity and wealth.

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  • Brandpoint (BPT)

(BPT) - If you’re a millennial, you’ve probably heard enough of grumpy Baby Boomers and Gen Xers grumbling about how lazy the kids are these days or how the younger generation doesn’t have a work ethic or has a sense of entitlement.

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  • Brandpoint (BPT)

(BPT) - School’s out, summer’s here and the family is ready for some fun-in-the-sun memory making! It’s the perfect time to bond, catch up and enjoy the slower pace of the season. However, with fun on the brain, it’s easy to find yourself dipping into pockets a bit more for ice cream treats …

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—You scan your monthly credit card bill, only to find a suspicious transaction. Don't panic. Fortunately, credit card companies largely shoulder the financial burden of unauthorized credit card charges. By law, you're only on the hook for $50, and it's unlikely you'll even be dinged f…

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  • Brandpoint (BPT)

(BPT) - The banking and credit union worlds are as much the same as they are different. Both are eager to earn your business and to provide you with loans, mortgages, savings and checking accounts. With that said, there are some significant differences between the two financial institutions.…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—If you’re like 82 percent of Americans, you may be concerned about retirement, according to the Employment Benefit Research Institute. Fortunately, you may have a brighter future if you heed five hints from Ray LeVitre, CFP, author of “20 Retirement Decisions You Need To Make Right N…

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(NewsUSA) - It's a widely-held misconception that those with good credit have a better grasp of managing their finances. In a recent consumer survey from Marcus by Goldman Sachs®*, 34 percent of consumers with good credit (FICO 660 and above) are in credit card debt and 41 percent view credi…

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  • Brandpoint (BPT)

(BPT) - The cost of a four-year college degree now hovers around the $100,000 mark, according to data from the National Center for Education Statistics. While high college costs seem universal these days, college savings strategies are far from a one-size-fits-all. Many factors influence how…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—If you or someone you care about is among America's more than 74 million baby boomers, you may be glad to know of a helpful new book. It was written by a go-to resource for crisis financial planning, who frequently receives referrals from nursing homes, assisted-living facilities and…

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  • Brandpoint (BPT)

(BPT) - Small businesses still struggle to obtain credit; nearly half of those who applied for credit in 2016 didn’t get all the funding they sought, and 17 percent of those who didn’t apply for financing skipped it because they didn’t think they could get what they needed, according to the …

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(StatePoint) New research shows that happiness abounds for those working at small businesses. Indeed, 75 percent of small-business employees are either very or extremely satisfied working for a small business, according to the study conducted by Aflac.

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  • Brandpoint (BPT)

(BPT) - What’s better than being your own boss, setting your own hours, determining your own salary and having an office wherever you happen to be? It’s a Utopian idea that is reality for tens of thousands of people working independently in direct sales worldwide. But getting there isn’t eas…